Amara's Law and CBDC Development

Open questions What is the optimal degree of adoption? How do we define success? ■ What are the sustainable business models to ensure low cost for both CBDC users and merchants? How can data associated with CBDC use be efficiently and safely shared to facilitate financial inclusion? How to achieve interoperability among CBDCs across the world? ■ How to incorporate financial and regulatory policies such as capital flow management measures (CFMs) in cross-border use of CBDCs? INTERNATIONAL MONETARY FUND 17

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