Investor Presentaiton

Overview . People • Growth Strategy • Customer and industry leadership Market dynamics TAL has performed strongly in a challenging business environment COVID-19 • Strengthening the ○ Interest rates business • M&A integration О Regulatory environment • Financial performance O Competitor movement 2 TAL Presentation Market conditions stabilising Performance • . TAL continues to deliver strong and sustainable financial performance TAL has a diversified business model and a leading position in all industry distribution channels Looking ahead Completion of Westpac Life acquisition Collaboration with Dai-ichi Life to execute Mid-term Management Plan Industry leadership TAL

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