Investor Presentaiton
Specific Loan Exposure as at 31 December 2021
Oil & Gas Exposures for Non-Retail Borrowers
Maybank Group
Real Estate Exposure to
Non-Retail Malaysian Borrowers
Malaysia Singapore Indonesia
Others
2.52%
1.70%
0.61%
0.03%
0.18%
Borrowers'
Status
Normal
Watchlist
78%
9%
Special
Mention
1%
Others, 37.2%
GIL
12%
Segmental
Exposure
Note:
Upstream
29%
Midstream
Downstream
21%
50%
Funded-only loans exposure is 1.78% for Group
GIL: 55% is from upstream
Midstream refers to the transportation (i.e. pipeline, rail, oil tanker or truck) and storage
ESG Vulnerable Sectors for RSME and Non-Retail Borrowers
Note:
◉
RM31.8 billion
(or 9.35% of Malaysia
Gross Loans)
High Rise
Residential,
28.4%
Hotels, 5.3%
Landed
Residential,
Offices, 3.5%
16.4%
Malls,
9.2%
Funded-only loans exposure is 8.79%
Exposures exclude unrated bonds
% of Group
Gross Loans
Forestry
Oil &
Palm Oil
& Logging
Gas
Mining
(Minerals)
■
'Others' include Land, Industrial Buildings & Factories, Other
Residential, Other Commercial and REITS
Coal
Borrowers' Status:
Funded
2.12
0.65
1.85
0.19
0.33
Normal
Non-Retail
2.10
0.54
1.78
0.19
0.33
Watchlist
■Special Mention Account
GIL
78%
20%
2%
RSME
0.02
0.11
0.07
0.00
0.00
Of Watchlist breakdown:
Non-Funded
0.09
0.07
0.74
0.00
0.05
.
Total Exposure
2.21
0.72
2.59
0.19
0.38
27% is from high rise residential
41% is from combined exposure to
malls, hotels and offices
Of GIL breakdown:
•
34% is from combined exposure to
malls and hotels
.
5% is from high rise residential
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