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Investor Presentaiton

As we stated in the FY16 investor presentation, over the next four years.. Our aim is to grow our diversified business model to achieve... • · . Grow PAT consistently at 25% Consolidated RoE to 16-18% Ex Insurance RoE to 19-20% Ex Insurance RoA to 2.3-2.5% Ex Insurance Cost to Income ratio to 50% • GNPA below 2% • Capital Adequacy Ratio >16% • Enhance long term credit rating to AAA * 8

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