Economic Indicators and Efforts for Sustainability slide image

Economic Indicators and Efforts for Sustainability

Business Strategies _ Market Investment II Loan Balance Plan [Financial Market Business Office] (Hundreds of Millions of Yen) 1,500 Year-end balance 1,180 1,200 900 600 300 1,358 1,193 0 Fiscal 2020 Fiscal 2021 First half of Fiscal 2022 1,400 1,350 Investment Status of Foreign Currency Investment and Procurement [September 30, 2022] <Loans + Market Investment (Securities) > Mainly assets with high liquidity Mainly assets with low liquidity Procurementi Deposits, etc. 34.0% Fiscal 2022 Plan Fiscal 2023 Plan 0% 20% Portfolio by Region and Industry [Financial Market Business Office] Loans 77.5% Long-term procurement 30.1% Securities, etc. 22.5% Short-term procurement 28.1% Repo procurement 7.8% Choose foreign currency procurement methods in line with asset composition 40% 60% <Loans, etc.> 5.7% 4.7% Short-term procurement is conducted for substantial short-term loans 9.2% 9.9% Investment Loans Loans with multi- currency terms 13.1% 10.6% Stability gap is positive (excessive investment) 53.4% 49.2% 11.1% 18.6% Procurement Deposits, etc. 41.5% Long-term procurement 36.6% Commitment linel 24.8% 14.5% Japan North America Europe Asia/Oceania Other Electricity and gas Transportation Manufacturing Various services Finance Other Copyright 2022 lyogin Holdings, Inc. All Rights Reserved. 0% 20% 40% 60% 80% 100% Liquidity gap is negative (excessive procurement) Cash flow risk is guaranteed with commitment lines 80% 100% 120% 140% Stability gap: Loans, etc. - (Deposits, etc. + Long-term procurement) Liquidity gap: Loans, etc. - (Deposits, etc. + Long-term procurement + Commitment line) - 24-
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