Asset Strategy and Growth Post-Merger

Pro-Forma Financials of the two institutions the last quarter (Q2 FY 19 ) before the merger. Loan Asset (on-Book) % of Retail Loan Assets CAPITAL FIRST LIMITED IDFC BANK LIMITED Rs. 27,351 Cr Rs. 75,337 89% Total Borrowing + Deposits Rs. 24,550 Cr CASA 13% Rs. 101,232 SECTION 1: BACKGROUND IDFC FIRST BANK LIMITED Rs. 102,688 33% Rs. 125,782 Rs. 6,426 Cr Rs. 6,426 Cr Net worth Rs. 2,928 Cr Rs. 14,776 Cr Rs. 17,704Cr NII Rs. 615 Cr Rs. 451 Cr Rs. 1,066 Cr Total Income Rs. 695 Cr Rs. 571 Cr Rs. 1,266 Cr Opex Rs. 327 Cr Rs. 552 Cr Rs. 879 Cr Provisions Rs. 210 Cr Rs. 601Cr Rs. 811 Cr PAT Rs. 105 Cr Rs. -370 Cr* Rs.-265 Cr *The bank took one-time provisions relating to stressed infrastructure loans. Without such one-time charge off, the PAT for H1 FY19 would be Rs. 81 Cr. 12 IDFC FIRST Bank

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