Investor Presentaiton
Non-performing exposures by portfolio
Bank of Ireland 2021 Interim Results - Debt Investor Presentation
Composition (Jun 21)
Advances
(€bn)
Non-performing
exposures
(€bn)
Non-performing
exposures as % of
advances
Impairment loss
allowance (€bn)
Impairment loss
allowance as % of
non-performing exposures
Residential Mortgages
44.5
2.0
4.4%
0.5
27%
- Republic of Ireland
- UK
- Republic of Ireland SME
- UK SME
22.5
22.0
Non-property SME and corporate
20.3
7.0
1.8
- Corporate
11.5
2827
Noooo
1.2
5.3%
0.4
35%
0.8
3.5%
0.1
14%
1.2
5.8%
0.9
73%
0.7
9.8%
0.5
71%
0.1
6.6%
0.1
63%
0.4
3.3%
0.3
79%
Property and construction
8.9
1.1
12.5%
0.6
50%
- Investment
7.9
1.1
13.8%
0.5
49%
- Development
1.1
0.0
3.4%
0.0
76%
5.2
0.1
2.6%
0.2
142%
Consumer
Total loans and advances to customers
79.0
4.4
5.6%
2.1
49%
Advances
Non-performing
Non-performing
Composition (Dec 20)
(€bn)
exposures
exposures as % of
Impairment loss
Impairment loss
allowance as % of
allowance (€bn)
(€bn)
advances
non-performing exposures
Residential Mortgages
44.8
2.2
4.9%
0.5
21%
- Republic of Ireland
23.0
1.5
6.6%
0.4
25%
- UK
21.8
0.7
3.2%
0.1
12%
Non-property SME and corporate
19.9
1.1
5.5%
0.9
85%
- Republic of Ireland SME
7.1
0.7
9.7%
0.5
72%
- UK SME
1.7
0.1
7.1%
0.1
58%
- Corporate
Property and construction
11.0
0.3
2.5%
0.4
128%
8.5
1.1
12.9%
0.6
54%
- Investment
7.6
1.1
13.9%
0.6
52%
- Development
0.9
0.0
4.0%
0.0
113%
Consumer
5.3
0.1
2.8%
0.2
160%
Total loans and advances to customers
78.4
4.5
5.8%
2.2
49%
Bank of Ireland
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