2Q 2022 INVESTOR PRESENTATION

Segmental Performance - Corporate Strong income growth and lower impairments translate to significant net income growth SAR (mn) 1H 2022 1H 2021 A% 2Q 2022 2Q 2021 A% Financing, Gross Composition (SARbn) مصرف الإنماء alinma bank 19% Income from investments and financing, net 27% 1,020 923 +10% Real Estate Services 524 461 +14% Government Fees from services & other income 171 174 -2% 83 131 -36% 102.2 Total operating income 1,190 1,097 +8% 607 592 +3% 15% Total operating expenses 7% 319 204 +56% 180 130 +38% Commerce ■Manufacturing ■Building & construction Total charges/(reversals) for 443 772 -43% 174 370 -53% impairments Income for the period before zakat 428 121 +253% 254 92 +176% 10% 12% Other 10% Corporate Deposits (SARbn) Corporate Financing (SARbn) +3% -0% 23.7 24.4 21.4 97.1 98.8 102.3 102.1 102.2 19.0 20.6 2Q 21 3Q 21 4Q 21 1Q 22 2Q 22 2Q 21 3Q 21 4Q 21 1Q 22 2Q 22 QoQ +13% +11% -13% +18% QoQ +2% +4% -0% +0% 2Q 2022 INVESTOR PRESENTATION Management Commentary ■ Corporate operating income increased by 8% YoY mainly from an increase of 10% in funded income. ■This income growth, together with lower impairments, translated to 2.5x net income growth despite a 56% rise in operating costs. Corporate deposits rose by 3% during 1H 2022 from funding optimization while corporate financing was stable YTD. ■ The corporate NPL ratio rose modestly during 1H 2022 to 2.3%. 40/50

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