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Investor Presentaiton

INCOME STATEMENT OVERVIEW Net banking income (€M) STELLANTIS BANQUE STELLANTIS FRANCE Operating expenses (€M) 643 603 H1 2023-H1 2022 156 159 163 166 157 H1 2023-H1 2022 565 147 529 492 +2.8% +11.6% 451 96 325 334 86 2017 2018 2019 2020 2021 2022 H1 2022 H1 2023 2017 2018 2019 2020 2021 2022 H12022 H1 2023 Cost of risk (EM) 58 Covid-19 exceptional post-model adjustment 15 24 43 37 39 32 23 14 17 Profit After Tax (€M) 344 346 H1 2023-H1 2022 254 243 218 167 185 +4.3% 193 2017 2018 2019 2020 2021 2022 H12022 H1 2023 -4 2017 2018 2019 2020 2021 2022 H12022 H1 2023 NDD provision release Investor presentation - October 2023 20
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