Digital Progress: Canada

ESG Spotlight - Retail Banking 20 20 FOCUS AREAS ESG Investing Green Vehicles Housing Leadership in ESG Education Leadership in ESG Funds Leadership in EV Incentives Leadership in EV Financing Leadership in Indigenous Financial Services Leadership in Newcomers Banking RECENT ACHIEVEMENTS Scotiabank ranked first for ESG research in the 2022 Brendan Wood International institutional investor survey Introduced Canada's first sustainable investing tools through Scotiabank's iTrade in 2017. Tool continues to see engagement by tens of thousands of self-directed investors looking for ratings and insights on how well firms are performing from an ESG perspective Introduced the Dynamic Active Sustainable Solutions, including the newly launched Dynamic Sustainable Equity Fund and re-branded Dynamic Sustainable Credit Fund JFL was selected as a top investment manager in the Great Canadian ESG Championship • FYTD as of April 2023, EV loans represented 14.8% of our total Auto bookings and were 16.7% of the total amount financed. In comparison, EV represented 7.8% of our total Auto bookings and 9.4% of the total amount financed throughout all FY2022 • Scotiabank's booking growth for electric vehicles (units) was 103% Y/Y FYTD as of April 2023, compared to the Y/Y growth of 26% in the same period in FY2022 We have an exclusive relationship with Polestar and Rivian as well as a semi-exclusive relationship with Tesla All our automotive manufacturer partners have and will continue to be introducing EV vehicles in the months and years ahead • Scotiabank's Indigenous Financial Services team is Indigenous-led and comprised of experts in land development both on and off reserve, with vast experience in residential developments and conveyancing The First Nations Leasehold Financing program provides financing options for leasehold interests on First Nations land being developed with residential housing Scotiabank's StartRight® program addresses the unique banking needs of newcomers in Canada The Scotiabank StartRightⓇ permanent resident mortgage program and the Scotiabank StartRightⓇ temporary resident mortgage program help facilitate newcomers' financing of home purchases C

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