1Q22 Earnings Release Presentation

Results S Fees Net Interest Income Customer NII R$ 13.9 billion Market Activities R$ 84 million Cards R$ 1.3 +27.7% Billion YOY Insurance +29.6% R$ 0.7 +0.1% YoY Billion YOY Capital Market -96.9% R$ 0.4 +1.0% YOY Billion YoY Spread (p.a.) 11.3% o l INVESTIDOR RELATIONS +1.29 p.p. YoY Asset Management¹ R$ 0.3 -2.9% Billion YoY 1 [email protected] 0800 286 8484 FAQ www.santander.com.br/faq Asset Management fee revenue NPL Indicators NPL 90 days 2.9% More information in Earnings Release 1Q22 +0.77 p.p. YoY NPL 15-90 days 4.2% +0.64 p.p. YoY Cost of credit 3.5% +0.89 p.p. YoY Coverage 215% -68.1 p.p. YoY 25 25 Financial Highlights

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