Investor Presentaiton
International Retail: Loans and Provisions
(Spot Balances as at
Q3/17, $ billions¹)
$17.5
Total Portfolio₁ = $53 billion; 65% secured
$1.7
■Credit Cards ($6.6B)
Personal Loans ($16.0B)
$4.2
$11.8
Mortgages ($29.7B)
$10.2
$1.6
- $0.5
$2.8
$3.5
$7.5
$1.3
$11.6
$5.3
$3.6
$1.5
$6.9
$6.7
$1.9
$2.6
$1.9
C&CA³
Mexico
Chile 3
Peru
3
Colombia
PCL2
Q3/17 Q2/17 Q3/17 Q2/17
Q3/17
Q2/17
Q3/17 Q2/17 Q3/17 Q2/17
$ millions
36
51
40
42
27
26
71
76
93
69
% of avg. net
loans (bps)
78
116
156
185
92
94
383
432
683
510
(1) Total Portfolio includes other smaller portfolios
(2)
Excludes Uruguay PCLs of approximately $13 million
(3)
Includes the benefits from Cencosud and Citibank net acquisition benefits. Excluding the net acquisition benefits, C&CA's ratio would be
119 bps for Q3/17 and 144 bps for Q2/17 and Chile's ratio would be 124 bps for Q3/17 and 130 bps for Q2/17
Scotiabank®
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