Executive Summary Q3 FY21

Financial statement summary - Consolidated Financials snapshot B BAJAJ FINSERV in crore Q3 FY21 Q3 FY20 Y-o-Y 9 M FY21 9 M FY20 Y-o-Y FY20 Assets under management 143,550 145,092 (1%) 143,550 145,092 (1%) 147,153 Assets under finance 137,920 139,561 (1%) 137,920 139,561 (1%) 141,376 Interest income 5,723 6,104 (6%) 17,279 16,668 4% 22,970 Fee and other income 797 777 3% 2,009 2.125 (5%) 2,879 Net gain on fair value changes on investment 139 143 (3%) 540 362 49% 537 Total Income 6,659 7,024 (5%) 19,828 19,155 4% 26,386 Interest expenses 2,363 2,489 (5%) 7,218 6,926 4% 9.473 Net Interest Income 4,296 4,535 (5%) 12,610 12,229 3% 16,913 Operating Expenses 1,389 1,534 (9%) 3,702 4,209 (12%) 5,662 Loan losses and provisions 1,352 831 63% 4,738 1,976 140% 3,929 ECL stage 1 & 2 (2,391) 203 (1278%) 409 462 (11%) 1,318 ECL stage 3 & write off 3.743 628 496% 4,329 1,514 186% 2,611 Profit before tax 1,555 2,170 (28%) 4,170 6,044 (31%) 7,322 Profit after tax 1,146 1,614 (29%) 3,073 4,316 (29%) 5,264 Ratios Operating expenses to Net Interest Income 32.3% 33.8% 29.4% 34.4% 33.5% Loan loss to average AUF* 1.00% 0.61% 3.39% 1.57% 3.10% Earning per share Basic (*) * 19.08 27.32 51.18 74.17 89.77 Return on Average Assets* 0.9% 1.2% 2.2% 3.4% 4.1% Return on Average Equity * 3.3% 5.9% 9.1% 16.6% 20.2% 26 *Not annualized

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