COVID-19 Impact and Financial Review
Strategic Business Units Analysis
Business Description
Corporate & Investment
Banking
Lagos & SW Bank
Handles the bank's institutional clients with
turnover in excess of 5.0 billion and treasury
business
PBT
➤ Key focus sectors include:
□ Treasury
Conglomerates
□ Energy (Oil & Gas)
Telecoms
Power
☐
FMCG
☐
Fintechs
□ Manufacturing
Handles retail, commercial, SME
customers, and clients not matching the
corporate banking criteria etc.
➤ Drives retail deposits, lending, payroll
and e-products etc.
Operates at 101 locations
Location Based Analysis
Deposits
13.5%
41.1%
Loans
32.4%
33.1%
21.6%
31.1%
➤ Handles retail, commercial, SME
customers, and clients not matching the
corporate banking criteria etc.
North Bank
➤ Drives retail deposits, lending, payroll and
e-products etc.
11,1%
15.3%
22.3%
Operates at 59 locations including FCT.
Handles retail, commercial, SME
customers, and clients not matching the
corporate banking criteria etc.
26.3%
31.0%
21.2%
South Bank
➤ Drives retail deposits, lending, payroll
and e-products etc.
Operates at 90 locations
35
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