Investor Presentaiton

GB Capital Income Statement (Before Elimination) (LE million) Revenue Interest Income Total Revenues Cost of Sales 1Q19 4Q19 1Q20 564.3 960.1 725.4 % Change Q-o-Q -24.4% % Change Y-o-Y 28.6% 576.6 674.5 691.9 2.6% 20.0% 1,140.9 1,634.6 1,417.3 -13.3% 24.2% (514.3) (764.0) (652.6) -14.6% 26.9% Cost of Funds (303.2) (304.8) (262.1) -14.0% -13.6% Total Cost of Revenues (817.5) (1,068.9) (914.7) -14.4% 11.9% Gross Profit 323.4 565.7 502.7 -11.1% 55.4% SG&A (142.7) (238.2) (236.0) -0.9% 65.4% Provisions (12.6) (18.1) (32.3) 78.8% Operating Profit 168.1 309.5 234.4 -24.3% 39.4% Other Income 9.2 13.6 11.0 -19.4% 18.5% EBIT 177.4 323.1 245.3 -24.1% 38.3% Other Interest & Similar Income 3.2 (4.8) (3.3) -31.5% FOREX 9.0 6.4 13.1 45.5% EBT 189.6 324.8 255.1 -21.4% 34.6% Income Tax (42.7) (103.7) (59.9) -42.4% 40.4% Profit After Tax & Before NCI 146.9 221.1 195.2 -11.7% 32.9% NCI 28.3 40.2 51.7 28.6% 82.5% Net Profit After Tax & NCI 118.6 180.9 143.6 -20.6% 21.0% Breakdown of Revenue By Company GB Capital 6.2 5.7 -8.7% GB Lease 191.3 179.7 135.0 -24.9% -29.5% Drive Mashroey Tasaheel Haram 381.7 733.7 498.3 -32.1% 30.6% 329.5 362.9 382.6 5.5% 16.1% 218.1 330.9 372.8 12.7% 70.9% 20.3 21.2 22.9 7.9% 12.8% Total 1,140.9 1,634.6 1,417.3 -13.3% 24.2% *GB capital revenue appears in 2019 for the first-time making use of the new Venture Capital License obtained in 3Q19 allowing GB Capital to book finance leasing contracts. **GB Lease revenue numbers have been restated for the new Egyptian Accounting Standards which no longer record depreciation of the financed assets in the revenues line. INVESTOR PRESENTATION | FIRST QUARTER 2020 25

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