Investor Day Summary
CANADIAN RETAIL: LOANS AND PROVISIONS
(Spot Balances as
at Q1/18, $B)
$208.3
Total Portfolio:
$285 billion 1; 93% secured²
$32.8
$37.3
$6.9
% secured
PCL 3
Mortgages
100%
Lines of Credit
Personal Loans
Credit Cards
62%
99%
3%
Q1/18 Q4/17
IFRS 9 IAS 39
Q1/18
Q4/17
Q1/18
Q4/17
Q1/18 Q4/17
IFRS 9 IAS 39
IFRS 9 IAS 39
IFRS 9 IAS 39
PCLs on Impaired Loans
$ millions
0
5
55
% of avg. net loans (bps)
0
1
72
289
65
60
75
8 89
0000
85
78
66
67
93
86
402
405
PCLs
$ millions
2
5
LO
% of avg. net loans (bps)
0
1
8800
68
60
90
65
77
78
75
84
86
89%
53
67
326
405
1 Includes Tangerine balances of $7 billion
2 81% secured by real estate; 12% secured by automotive
3 2018 amounts are based on IFRS 9. Prior period amounts were based on IAS 39
Scotiabank®
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