Expected Q4 2009 Financial Performance slide image

Expected Q4 2009 Financial Performance

Lobko Goodwill write-off BANK OF GEORGIA GEL 134.7 mln BG Bank GEL 68.0 mln Impairment BG Bank (Ukraine) fully impaired in Q4 2009 GEL 66.6 mln GEL 68.0 mln BNB GEL 23.4 mln Insurance GEL 18.4 mln Intellect & TUB, GEL 23.2 mln Other, GEL 1.6 mln BNB GEL 23.4 mln Insurance GEL 18.4 mln Intellect & TUB GEL 23.2 mln Other, GEL 1.6mln The amount to be written off in Q4 09 represents all of the goodwill associated with BG Bank The Bank's allocated capital in respect to BG Bank is expected to amount GEL 33.0 million after the write off, weakening of Hryvna against Lari, and BG Bank's losses in 2009 including expected loss in Q4 2009 According to the required periodic goodwill impairment test conducted by the Bank on all of its acquisitions, no other goodwill had to be impaired www.bog.ge/ir January 2010 Page 27
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