Investor Day 2020 Overview and Strategy

*Based on MAY-20 external research by IPM Georgia BANK OF GEORGIA AT A GLANCE ● LEADER PAYMENTS AND FINANCIAL MOBILE APP 48% BOG share in number of transactions in POS terminals c. 6mln transactions in mobile app per month STRONGEST RETAIL FRANCHISE SUSTAINABLE PROFITABILITY 41% market share in deposits of individuals MOST TRUSTED BANK* 20%+ ROE over the last four years 2

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