Evolving Corporate Strategy and Financial Overview

3 Holistic Rural Banking: Leveraging Deep Rural Distribution Rural Focused Loans Tractor ■ КСС BFIL Agri Business Group 17% of Loans 16% CAGR FY20 FY21 FY22 Bharat Money Stores (# '000) 15 51 86 98 FY23 110 FY20 FY21 FY22 FY23 SA and RD Accounts in Microfinance (#mn) 6.3 5.3 19% of Loans 50 FY20 FY21 14.1 10.4 FY22 FY23 Merchants Acquired by BFIL (# '000 Borrowers) 6 79 | 325 595 FY20 FY21 FY22 FY23 Deposits Rs.2,300cr + Merchant Loans Rs.4,000cr + IndusInd Bank

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