Investor Presentaiton

Summary (bil VND) 23% LOAN PORTFOLIO BREAKDOWN (*) 181,233 By type (bil VND) ■ Bank ■ FE 77% Loan growth (bil VND) 143,098 14,500 27% 14% 176,650 165,821 158,696 140,277 131,002 126,591 181,233 140,028 Q3 2016 Q4 2016 Q1 2017 Q2 2017 Q3 2017 ■Conso Bank By segments (bil VND) + 9,313 Q3 2017 118,886 62,347 49,603 +8% 58,502 + 13,224 Q4 2016 109,573 49,123 +27% ■Secured Unsecured *Including Corporate bonds 100,194 131,630 ■Strategic segments ■ Others Inner circle: Q4 2016 Outer circle: Q3 2017 + 31,436 + 31% - 8,898 - 15% 12

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