Investor Presentaiton

1 Funding & Liquidity 13% 3% 4% 37% Funding Mix 2 OMR million Customer Deposits Total 2,937 2,792 13% ■CASA Customer Deposits 1,285 48% Other Customer Deposits CASA 1,353 Due to Banks 30% Other Liabilities ■Tier 1 Capital Securities Others 1,652 1,439 ■Shareholder's Equity Mar-22 Mar-23 5 بنك ظفار BankDhofar Customer deposits marginally skewed towards term deposits with CASA's constituting 45% of the total deposits. 44% Stable funding with access to diversified sources of funding The Bank is primarily customer deposit-funded with a broadly stable deposit base, including sticky deposits from GRES The Bank holds a portfolio of highly liquid investment securities mainly Omani sovereign instruments, available for repo, if needed 21

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