Investor Presentaiton

Bank of Ireland Capital Management Objectives Strong balance sheet growth projected to continue, driven by domestic and UK asset growth Optimisation of capital and balance sheet structure consistent with regulatory and rating agency parameters Committed to providing regular updates to fixed income investors Objectives - 1 ― Investor Diversification Benchmark issuance Structural FX - alignment of capital and risk asset mix by currency Maturity Profile 25 25 Bank of Ireland Group

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