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Investor Presentaiton

Individual persistency for key channels and segments¹ Across key channels (%) 91 85 85 77 75 72 69 67 64 पु Agency Across key segments (%) 47 93 87 40 77 78 69 Banca Direct 13th month 25th month ■37th month 49th month 61st month 92 85 82 74 71 69 71 69 68 30 30 Savings (Traditional) 44 89 22 82 74 73 Savings (UL) Protection ■13th month ■25th month ■37th month ■49th month ■61st month 1. Calculated as per IRDAI circular (based on original premium) for individual business CY (H1 FY21) 88 79 69 66 53 98 86 22 75 72 Company PY (H1 FY20) 71 Company 67 40 53 Actuarial Financial ESG HDFC Life

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