2022 Interim Results

Continued Consolidation of Traditional Business Advantages Scale of infrastructure sector loans topped the market (RMB billion) Residential mortgages maintained leading position (RMB billion) 2022-6-30 5,474.1 8.0% 2021-12-31 5,067.6 • Loans of new-type infrastructure increased by 14.1% Increased support for key regional strategies and regional development strategies • New loans to key regions including Beijing-Tianjin-Hebei region, the Yangtze River Delta, the Guangdong-Hong Kong- Macao Greater Bay Area and Chengdu-Chongqing region was RMB 959.7 billion Loans to economically underdeveloped areas increased by RMB 304.4 billion Loans to central, western and northeastern regions increased by RMB 593.6 billion ● 中国建设银行 China Construction Bank C 26 2022-6-30 2021-12-31 6,479.3 6,386.6 Ranked first in the industry in terms of loan issuance, with RMB 503.1 billion in the first half of the year, over 80% of which went to customers with immediate needs Asset quality continued to lead among peers; NPL ratio was 0.25% and LTV ratio was 40.7%, showing strong resilience in the face of risk and volatility Housing reform financial business 2022-6-30 topped peers (RMB billion) 4,059.0 2021-12-31 3,852.4 Balance of provident housing fund Served 2.6 million companies and 88 million individuals that pay and deposit housing provident fund nationwide • Paid housing provident fund to over 18 million households • Accelerated the "inter-provincial access" of housing provident fund First to enable access to housing provident fund through mobile banking 2022 Interim Results

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