Q4 FY23 Performance and Business Highlights

Q4 FY23: Robust Quarterly Performance Trend (2/2) NII, PPOP, PAT (INR Cr) Asset Quality (%) CreditAccess Ⓡ Grameen 520 3.44% 690 566 516 462 3.01% 3.11% 2.71% 2.46% 2.04% 503 2.17% 1.78% 2.33% 369 290 334 216 379 297 1.71% 1.72% 1.21% 1.34% 159 139 175 0.96% Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 NII PPOP PAT GNPA (largely @ 60+ dpd) Provisioning (ECL) PAR 90+ Total Equity (INR Cr) & Debt/Equity Ratio Return Ratios & Capital Adequacy (%) 3.1 2.7 2.8 2.7 3.2 22.8% 24.7% 25.0% 24.7% 23.6% 24.0% 5,107 4,167 4,336 4,582 4,795 16.0% 13.0% 15.7% 18.4% 3.7% 3.1% 3.9% 4.5% 5.5% Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY22 Q1 FY23 Q4 FY23 Q2 FY23 Total Equity Q3 FY23 Debt/Equity Ratio Q4 FY23 -CRAR AROE ROA www.creditaccessgrameen.in 21

View entire presentation