Transformation to CS First Boston

Deleveraging to significantly reduce funding needs Long-term debt capital markets issuance and redemption¹ volumes in CHF bn Liquidity instruments² TLAC-eligible instruments³ 25 Covered bonds Senior bonds (OpCo) Senior bonds (HoldCo) Capital instruments (AT1) Liquidity instruments TLAC-eligible instruments Key messages Group's overall funding needs expected to reduce over time as a result of strategic transformation in line with balance sheet reduction ■ Combined HoldCo and AT1 issuance of up to CHF ~6 bn vs. CHF 13 bn of redemption in 2023 Significant reduction of HoldCo needs Already completed nearly half of 2023 OpCo issuance plan and ~25% of overall funding plan in January 22 20 20 17 up to ~17 8 ~2 ☐ 11 -9 o/w 4 bn issued 9 ~2 4 up to -4 Issuance Redemption Issuance Redemption Full-year issuance plan4 Full-year Redemption 2021 2022 2023 Net issuance: CHF 9 bn CHF 8 bn CHF ~(5) bn 24 1 Issuance excludes contingent capital awards. Maturities and expected redemptions as of respective year-end FX rates. Figures for 2022 redemptions are based on December 31, 2021 FX rates, while 2023 onwards redemptions are based on September 30, 2022 FX rates. Redemptions reflect instruments maturing on their next call date for illustrative purposes only. Credit Suisse makes no representation on its intention to call the instruments 2 Includes covered bonds and OpCo instruments; excludes Pfandbrief 3 Includes HoldCo instruments as well as AT1 high-trigger capital instruments, grandfathered tier 1 and tier 2 capital instruments, and legacy capital instruments 4 Estimated full year issuance plan reflects projected business growth, development of the balance sheet, future funding needs and maturity profiles as well as the effects of changing market and regulatory conditions. For indicative purposes and subject to change 5 Need partly driven by new TBTF Liquidity rules to come into effect Jan 1, 2024 CREDIT SUISSE

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