Investor Presentaiton
=
Key Financial Ratios
Particulars
Profit after tax on average total assets (ROA)
Q2FY23
Q1FY23
Q2FY22
FY22
FY21
3.8%
3.9%
3.7% (1)
3.6% (1)
2.5%
Leverage (Average total assets / average Equity
or average Net worth)
3.5
3.3
3.2
3.3
3.5
Profit after tax on average equity or average Net
worth (ROE)
13.1%
12.8%
12.0%(1)
11.8%(1)
8.7%
Cost to Income Ratio (Operating Expenses / Net
Total Income)
37.4%
35.8%
35.2%
34.0%
39.0%
Operating Expenses / Average total assets
Debt to equity ratio
CRAR (%)
CRAR-Tier I Capital
CRAR Tier II Capital
Book Value Per Share
3.1%
2.9%
2.8%
2.7%
2.7%
2.5
2.3
2.1
2.2
2.2
50.7%
52.3%
56.4%
58.6%
56.2%
50.2%
51.8%
55.2%
58.0%
55.2%
0.5%
0.5%
1.2%
0.6%
1.0%
192.1
185.7
167.1
179.6
158.0
(1) Adjusted RoA and Adjusted RoE for Q2FY22 and FY22 is computed considering Adjusted PAT without the impact of one-time deferred tax liability adjustment
Investor Presentation - Q2 FY23
40
homefirst
We'll take you homeView entire presentation