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Full-year Results 2020

Strength of business model demonstrated; Swiss Life 2021 targets confirmed Proven resilience of business model in Covid-19 environment Strong business growth in insurance, asset management and financial advisory based on the proven effectiveness of our digitally enabled distribution networks Main Covid-19 impact resulted from market volatility and led to lower savings result, partly offset by higher fee result Swiss Life 2021 targets confirmed We confirm all Swiss Life 2021 targets pertaining to our three financial thrusts - Quality of earnings and earnings growth - Operational efficiency - Capital, cash and payout 5 | Investor presentation | Full-year results 2020 SwissLife

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