Investor Presentaiton

• Executive Summary Five Star witnessed a strong first half of FY2023 across Growth, Profitability and Quality. Business & Disbursal momentum back to pre-COVID levels and collections continue to be robust. Y-o-Y growth of 24% on AUM and Gross Stage 3 assets of 1.15% • • AUM Profit After Tax Net Stage 3 assets *57,324 Mn 24% growth Y-o-Y *2,836 Mn 30% growth Y-o-Y 0.64% VS 1.19% in Sep'21 Total revenues H1FY23 Provisions FIVE STAR Business Finance Limited Cost to Income H1FY23 Return on Assets H1FY23 ₹7,009 Mn 15% growth Y-o-Y ₹1,016 Mn 7% higher provisions Y-o-Y 34.11% VS 35.34% in H1FY22 8.68% VS 6.91% in H1FY22 20 20

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