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Investor Presentaiton

RM million Net Fee Based Income: 4Q FY2021 (QoQ) QoQ core fees growth was offset mainly by MTM losses and net loss on financial assets at FVTPL disposal RM million 1Q FY2021 2Q FY2021 3Q FY2021 4Q FY2021 QoQ Commission, service charges and fees 1,026 898 822 893 8.6% Investment & trading income 333 234 146 (85) (>100)% Unrealised gain/ (losses) on financial assets and investments (1,116) Derivatives and financial liabilities 105 48 (38) (>100)% 588 (104) 302 81 (73.3)% Foreign exchange profit 125 (30) (41) 36 (>100)% Other income 59 47 35 106 > 100% Total Group's Other Operating Income 1,015 1,150 1,313 993 (24.4)% Of which: Other Operating Income from Insurance (884) 216 150 (45) (>100)% (39.3)% 8.3% 0.0% 2,177 1,899 1,321 1,431 1,431 Total (50.8)% 24.5% (10.8)% 1,163 934 1,038 Other Operating Income from Banking Operations¹ (11.9)% (25.8)% 65.0% 93.3% (33.2)% 37.2% 1Q FY2021 ■ 2Q FY2021 ■3Q FY2021 4Q FY2021 143 126 94 155 261 135 174 239 Fee Income from Islamic Operations Net Fee Income from Insurance ² Notes using Maybank's 4Q & Full Year FY2021 Financial Statements: 1 Group's 'Other operating income' [Note A25] less ‘Other operating income' from Insurance [Note A40(a)] 2 Summation of 'Other Operating Income' from Insurance and 'Net earned insurance premiums' under Note A40(a) with 'Net insurance benefits and claims incurred, net fee and commission expenses, change in expense liabilities and taxation of life and takaful fund' under Note A26 14
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