Investor Presentaiton
Global Registered Covered Bond Program¹
Global Covered Bond Program: CAD$100 billion program size, $60 billion outstanding ($30B self-issued)
LOAN-TO-VALUE RATIOS²
38%
40%
CREDIT SCORES³
61%
17%
3%
6%
2%
1%
2%
11%
18%
0-20%
20-40%
40-60%
60-80%
80+%
<599 600-650 651-700 701-750 751-800
800+
REMAINING TERM DISTRIBUTION (MONTHS)
24%
25%
13%
9.3%
Alberta
0.2%
Territories
2.0%
Saskatchewan
20%
0.9%
10%
8%
Quebec
<12
12-23.99 24-35.99 36-41.99 42-47.99
48+
0.2%
P.E.I.
PROVINCIAL DISTRIBUTION
1.2%
22.3%
British Columbia
60.2%
Ontario
Manitoba
1.7%
0.9%
New Brunswick
1.2%
Newfoundland
Nova Scotia
1 As at October 31, 2020. Charts may not add to 100% due to rounding
2 Uses indexation methodology as outlined in Footnote 1 on page 3 of the Scotiabank Global Registered Covered Bond Monthly Investor Report
3 Excludes unavailable credit scores
73View entire presentation