Investor Presentaiton

KEY TRANSACTION HIGHLIGHTS All Share Acquisition Revised exchange ratio of 2.695 shares of AUB for each share of KFH (or 0.371 shares of KFH for each share of AUB) Pro Forma Ownership Prior to the acquisition: . . KFH had c. 9,207m shares outstanding; and AUB had c. 11,148m AUB shares outstanding Implied Price and Premium Implied price per share of $1.040 based on KFH's share price of $2.803 as at 6-Jul-2022 Implied total value of $11.6bn in issued KFH shares for AUB shareholders as at 6-Jul-2022 Conditions The following is an indicative list of the Conditions, which remain under discussion with, and is subject to the final approval of the CBB KFH and AUB shareholders to approve the transaction Conditional approvals granted by Central Bank of Kuwait and Central Bank of Bahrain Following acquisition, KFH Group will have c. 13,344 shares outstanding and the combined bank will be owned¹: 13.1% premium to AUB share price of as at 6-Jul-2022, which was the last trading day prior to the parties' confirmation of the new exchange • c. 69% by KFH's shareholders ratio • c. 31% by AUB's shareholders AUB shareholder acceptance of at least 90% of total issued capital Taking all necessary steps towards cross-listing Receipt of all regulatory and statutory approvals No material breach of warranties No Material Adverse Effect Note: Market Data as at 6-Jul-2022 1 Pro Forma Ownership based on KFH's existing share count plus the shares issued to AUB shareholders at the agreed exchange ratio as at 7-Jul-2022 subject to acquisition of 100% shares of AUB by KFH البنك الأهلى المسجد بيت التمويل الكويتي Kuwait Finance House ahli united bank 4

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