Investor Presentaiton
Key figures - Bank of Åland
2018
2017
2016
2015
2014
Return on equity (ROE), %
9.8
9.1
9.1
12.0
8.7
Cost/ income ratio, %
77
78
76
73
80
Loan loss level, %
0.02
0.06
0.11
0.09
0.06
Core funding ratio, %
90
88
89
100
105
Equity/assets ratio, %
4.4
4.4
4.3
4.6
4.6
Core Tier 1 capital ratio, %
13.0
12.9
11.8
12.0
10.9
Total capital ratio, %
15.4
14.2
13.0
12.9
12.1
Earnings per share, EUR
1.48
1.35
1.29
1.60
1.12
Equity per share, EUR
15.58
15.02
14.37
13.99
13.46
Lending to the public, EUR M
4,022
3,979
3,808
3,617
3,343
Deposits from public, EUR M
3,304
3,148
3,100
2,675
2,391
Shareholders' equity, EUR M
242
234
222
213
196
Risk-weighted assets, EUR M
1,578
1,538
1,576
1,581
1,554
52
52
FTE
691
691
685
663
644
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