Investor Presentaiton
Made all-out efforts in 8 Priority Areas
Consumer
finance
• Actively implemented
relevant policies and
measures for real estate
industry, seized market
opportunities, and promoted
the stable and healthy
development for real estate
industry
⚫ Closely followed the strategy
of expanding domestic
demand, focused on housing
improvements, new energy
vehicles, daily household
consumption and other
demands, and gave full play
to provide finance support in
promoting consumption
CreditCard
Bank:
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Tech-
nology
Green
Inclu-
sive
Cross-
border
Con-
sumer
Wealth
Supply
chain
County-
level
Promoted the synergy among consumer
credit, card installment business and
loan granting by BOC Consumer
Finance, continuously improved
financing support for household
consumption and served the goal of
expanding domestic demand and
promoting consumption
Supported COVID-19 containment, and
provided a package of deferred
repayment tools for those affected by the
pandemic
Promoted the coordinated development
of government-sponsored student loans
at the origins of students and schools,
and implemented the policy on the
interest-free and deferred repayment of
loans for students
Enhanced the agriculture-related
financial services and the financial
services for the new citizens, as well as
the research and innovation of products
for rural customers and young customers
Non-housing consumer loans
increased by 50.7%, and personal
loans were transformed online with
a ratio of 82.63%
Auto installment loans granted via
credit card stood at RMB115.4
billion, an increase of 7.2% yoy, with
the annual loan amount, the
increment and growth rate of
outstanding accounts receivable all
leading the market
Loans granted by BOC Consumer
Finance expanded by more than 60%
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