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Investor Presentaiton

| Commercial & Industrial Loan Portfolio By Industry By Geography Health Care and Construction Retail Trade Arts, Entertainment, and Social Assistance 2.5% 2.2% 1.6% Recreation 0.9% Educational 0.5% Manufacturing 3.2% Accommodation and Food 3.8% Real Estate, Rental, and Leasing 5.5% Wholesale Trade 5.7% Professional Scientific and Technical 14.7% All Other 17.4% Solar & Utility 42.0% RI 9.2% NH 9.6% NY 9.7% MA 57.7% Other 13.8% Industry breakout excludes PPP loans Portfolio Details: • • Geography breakout excludes PPP loans $381M outstanding as of March 31, 2021; $215M outstanding excluding PPP loans 1,321 total loans including PPP loans; 501 total loans excluding PPP loans $292k average loan including PPP loans; $430k average loan excluding PPP loans CAMBRIDGE BANCORP 15
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