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Investor Presentaiton

pdq uw UAE Economic Update Highlights Real GDP Growth Forecasts ■ Estimated GDP growth to remain at 2.5% in 2012 2008 2009 2010 2011F 2012F 2013F ☐ Non-oil sector also likely to face headwinds from weaker global growth, UAE high uncertainty and risk aversion 3.3% (1.6%) 1.4% 4.6% 2.5% 3.8% UK ■ The UAE's PMI has been broadly stable in Q1 with a reading of 52.3 in March, indicating that the private sector activity is expanding modestly but has not accelerated so far this year (1.1%) (4.9%) 1.4% 1.0% 0.5% 1.6% Eurozone 0.4% (4.1%) 1.7% 1.5% (0.5%) 1.0% Germany 1.1% (5.1%) 3.7% 3.0% 0.5% 1.5% ☐ UAE oil output rose by 3.5% in Q1 2012. Oil prices rose to an average USD 123 per barrel mainly on geological tensions and risks. US (0.3%) (3.5%) 3.0% 1.5% 1.5% 2.5% China 9.6% 9.2% 10.3% 9.0% 8.0% 8.4% ■ Average UAE inflation has accelerated a little in the first two months of 2012. Expect inflation to rise to an average 1.3% this year from 0.9% in 2011. Japan (1.1%) (6.3%) 4.0% 0.0% 2.0% 1.4% Singapore 1.9% (0.8%) 14.9% 5.0% n/a n/a Hong Kong 2.3% (2.6%) 7.0% 5.0% 3.0% 4.4% Source: Global Insight, Emirates NBD forecasts, Bloomberg 2.7 2.6 2.5 Oil production trends 2.4 2.3 2.2 2.1 2.0 Dec-10 Jan-11 Feb-11 Mar-11 Apr-11 May-11 Jun-11 Jul-11 Aug-11 Sep-11 Oct-11 UAE (lhs) Source: Bloomberg, Emirates NBD Research Emirates NBD UAE Quota (Ihs) Nov-11 Dec-11 Jan-12 Feb-12 Mar-12 140 60 120 100 80 221 220 USD per barrel 55 50 60 45 10 40 UAE PMI - private sector expansion trends Jan-10 Mar-10 May-10 Jul-10 Sep-10 Nov-10 Jan-11 Mar-11 May-11 Jul-11 Sep-11 Nov-11 Jan-12 Mar-12 OPEC oil price (rhs) Source: HSBC, Markit 4
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