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Investor Presentaiton

PUBLIC International Operations New York - 1 Branch London - 1 branch Paris 1 branch Geneva - 1 branch ■ NBK's international operations has been traditionally contributing to 25% of the Group's bottom line. ☐ NBK's international presence is a differentiating factor for the Group, enabling better service and strengthening client relationships. The Bank is focused on growing its business in existing and new markets; meanwhile, across the international locations, the Bank's focus is on: . increasing its market share in Egypt • building a regional powerhouse in wealth management servicing its corporate and private customers who are active internationally and growing its business with international corporates that are active in the MENA region Within its international network, NBK is focused on managing risks and costs to improve efficiency and achieve long-term cost savings and productivity gains. Shanghai - 1 branch Revenue Trends (USD mn) ■Net Operating Income Net Profit 729 741 681 Singapore 1 branch. 371 Egypt - 53 branches Kuwait - 66 branches Iraq 4 branches Lebanon - 2 branches Bahrain - 2 branches UAE-2 branches KSA 3 branches 165 305 Balance Sheet Trends (USD bn) ■Segment Assets 43.7 36.7 33.6 2019 2020 2019 2020 2021 2021 National Bank of Kuwait 10
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