Competing as a Strong and Independent Portuguese Bank
4
Provisions below run-rate reflecting a benign economic environment
in 9M22
Impairment and Provisions
(Єmn; %)
Loan Provisions
159.6
Other
27.2
Securities
17.4
Loan
Provisions
Securities
Other
Cost of Risk & Loan Provisions
(€mn; bps)
Reported
61bps
Covid Adjusted
40bps
22.5
Includes:
115.0
Includes:
• €40mn additional
115.0
impairment within
44.0
the scope of
Covid-19
Provisions for a specific
corporate exposure;
Provision for Russian
Federation corporate
exposure (€4mn)
Covid-19
Impairment/
related sectors
40.2
39.5
9M21
novobanco
20bps
39.5
Includes:
-61.0
• Includes reversal of
specific provisions related
with contingencies and
potential claims
Other loan
Impairments
74.8
39.5
9M22
9M21
9M22
(1) As of Sep-22 total exposure to corporates from Russian Federation was €10.7mn recorded at fair value through other comprehensive income; no Russian Federation sovereign exposure.
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