Investor Presentaiton

airtel | Africa $ Mobile money: a diversified business, with rapidly evolving ecosystem financial services User activities and revenue contribution Users as % of AM customers Revenue contribution % Cash out 10% 74% 70% payment solutions Mobile re-charges 12% P2P services 9% 54% 42% Bill pay and merchant services mobile wallet 13% Others Cash Out Note: Revenue contribution is for H1'23 in constant currency. Mobile re-charges P2P services Partner ecosystem w WorldRemit Mukürü TM Ecobank Western Union \\WU more than money transfers The Pan African Bank MoneyGram. money transfer mastercard. 27% Bill pay and merchant services Standard Chartered 27

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