Investor Presentaiton
IDR Tn
180
160
140
120
100
80
60
40
20
0
2016
Source: Financial Service Authority (OJK)
2017
growth in November 2020.
IDR Tn
Bank Loans
6,000
5,000
4,000
3,000
2,000
1,000
0
May-19
Jun-19
Jul-19
Aug-19
Sep-19
Oct-19
Nov-19
Dec-19
Jan-20
Feb-20
Tn as of
Capital raising through securities issuance reached IDR117.5
December 2020 and recorded as the highest number of IPO among
ASEAN countries (53).
Mar-20
Apr-20
Financial Intermediation Affected Economic Activities
Recovery of financial services intermediation remains a challenge as credit demand has not fully recovered due to restrictions on economic activity...
Bank's focus on restructuring program led to a contracted credit
On-going focus on repayment and restructuring restrained new financing
distribution, pushing growth to contract by -17.06% in November 2020
May-20
Growth (yoy)
YoY
IDR tn
5447 16%
500
12%
400
8%
300
4%
-1.39%
200
0%
100
-4%
Jun-20
Jul-20
Aug-20
Sep-20
ΠΙΡΟ
Rights Issue
Corporate Bond & Sukuk
50
-10
20.3
5.8
-30
2018
2019
Until 22-Dec-20
91.4
10
30
30
Jan-19
Feb-19
Mar-19
Apr-19
May-19
Jun-19
Jul-19
Aug-19
Sep-19
Oct-20
Nov-20
Jan-19
Feb-19
Mar-19
Apr-19
May-19
Jun-19
Jul-19
Aug-19
Sep-19
Oct-19
Nov-19
Dec-19
Jan-20
Feb-20
A drop in insurance premium in November 2020 caused insurance
premium growth to contract.
Life Insurance Premium Growth
General & Reinsurance Premium Growth
Oct-19
Nov-19
Dec-19
Jan-20
Feb-20
Mar-20
Apr-20
May-20
Jun-20
Jul-20
Aug-20
Sep-20
Oct-20
Nov-20
121
-6.2
-7.9
Mar-20
Apr-20
May-20
Financing
Jun-20
Jul-20
Aug-20
Sep-20
Nov-20
Growth (rhs)
YoY
10%
5%
376
0%
-5%
-17.06% -10%
-15%
-20%View entire presentation