Investor Presentaiton

Chola Enter a better life Stage 3 Assets Product-wise murugappa Cr Asset Class Closing Asset Gross Stage 3 ECL Stage 3 Asset % Provision Coverage Stage 3 Stage 3% Provision Net Net Dec23 VF 1,35,236 3,811 2.82% 81,492 2,678 3.29% 1,720 45.15% 2,091 1.55% 1,236 46.16% 1,442 1.77% LAP 26,501 804 3.03% 354 43.99% 450 1.70% HL 11,804 162 1.38% 56 34.77% 106 0.90% Others 15,439 167 1.08% 74 44.57% 92 0.60% Sep23 1,25,578 3,719 2.96% 1,760 47.32% 1,959 1.56% VF 77,169 2,563 3.32% 1,217 47.48% 1,346 1.74% LAP 24,270 817 3.37% 368 44.97% 450 1.85% HL 10,533 146 1.39% 53 36.44% 93 0.88% Others 13,607 193 1.42% 122 63.49% 70 0.52% As per revised RBI norms GNPA% & NNPA% as of Dec23 is at 3.92% and 2.56% respectively. 28

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