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Investor Presentaiton

ICF Standalone - Income Statement INDOSTAR Particulars (in crs) Revenue from operations Interest expenses Net Interest Income Other Income Q1FY24 Q4FY23 Q-o-Q Q1FY23 Y-o-Y FY23 FY22 Y-o-Y 241.2 236.0 258.5 968.9 1,042.2 133.3 134.3 132.4 518.0 514.3 108.1 101.7 6% 126.1 (14%) 450.9 527.9 (15%) 0.1 3.9 0.2 4.4 11.4 Total Income 108.2 105.6 2% 126.2 (14%) 455.2 539.2 (16%) Employee Benefits Expense* 49.1 (6.6) 45.7 132.6 176.3 Depreciation and Amortization Expense 6.7 8.3 9.3 36.3 33.8 Other Expenses 34.3 32.1 29.6 139.2 119.2 Total operating expenses 90.1 33.7 167% 84.6 6% 308.1 329.3 (6%) Pre-provision operating profit 18.1 71.9 (75%) 41.6 (56%) 147.1 209.9 (30%) ECL Provision (19.4) (3.0) (458.9) (520.3) 573.1 Write offs 6.6 1.7 455.6 480.1 577.6 Credit costs (12.8) (1.2) 941% (3.3) 288% (40.1) 1,150.8 (103%) Profit before tax 30.9 73.1 (58%) 44.9 (31%) 187.3 (940.9) (120%) Tax Profit after tax 0.0 0.0 0.0 0.0 (171.7) 30.9 73.1 (58%) 44.9 (31%) 187.3 (769.2) (124%) *Q4FY23 and FY23 includes reversal of 50.5 crore & 44.2 crore on account of cancellation of unvested ESOPS 40
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