Bank of Georgia Financial Overview 2021
DISCLAIMER - FORWARD LOOKING STATEMENTS
This presentation contains forward-looking statements, including, but not limited to, statements concerning
expectations, projections, objectives, targets, goals, strategies, future events, future revenues or performance,
capital expenditures, financing needs, plans or intentions relating to acquisitions, competitive strengths and
weaknesses, plans or goals relating to financial position and future operations and development. Although Bank of
Georgia Group PLC believes that the expectations and opinions reflected in such forward-looking statements are
reasonable, no assurance can be given that such expectations and opinions will prove to have been correct. By their
nature, these forward-looking statements are subject to a number of known and unknown risks, uncertainties and
contingencies, and actual results and events could differ materially from those currently being anticipated as
reflected in such statements. Important factors that could cause actual results to differ materially from those
expressed or implied in forward-looking statements, certain of which are beyond our control, include, among other
things: macroeconomic risk, including currency fluctuations and depreciation of the Lari; regional and domestic
instability; loan portfolio quality risk; regulatory risk; liquidity risk; capital risk; financial crime risk; cyber-security,
information security and data privacy risk; operational risk; COVID-19 pandemic impact risk; climate change risk;
and other key factors that indicated could adversely affect our business and financial performance, which are
contained elsewhere in this presentation and in our past and future filings and reports of the Group, including the
'Principal risks and uncertainties' included in Bank of Georgia Group PLC's Annual Report and Accounts 2020 and in
2Q21 and 1H21 results announcement. No part of this presentation constitutes, or shall be taken to constitute, an
invitation or inducement to invest in Bank of Georgia Group PLC or any other entity within the Group, and must not
be relied upon in any way in connection with any investment decision. Bank of Georgia Group PLC and other entities
within the Group undertake no obligation to update any forward-looking statements, whether as a result of new
information, future events or otherwise, except to the extent legally required. Nothing in this presentation should be
construed as a profit forecast.
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