Ameriabank COVID-19 Response and Financial Highlights

Λ Omni channel Distribution Platform with Focus on Digital Fully automated scoring based online loans implemented for consumer loans 89% of which 52% Share of scoring based loans in total number of consumer loans Share of web based scoring loans of 40% 66% which Fully automated scoring based online loans implemented for SME loans of 68% which 24% Share of SME scoring loans in total number of business loans ≤ AMD 10 mn Share of web based SME scoring loans 56% of which 43% Share of scoring loans in total volume of consumer loans based Share of web based scoring loans Share of SME scoring loans in total volume of business loans ≤ AMD 10 mn Share of web based SME scoring loans * Data are for the first half of 2020 21 27

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