Covered Bond Framework Q1 2021

Cover pool key characteristics (2) Q1 2021 8 Cover pool balance by loan category Cover pool balance by region Summer Houses Multi-family houses 4% 3% Public -0% Tenant owner units 52% Single-family houses 41% ■North/ East /Mid Finland 16% South Finland 14% ■West Finland 23% ■ Greater Helsinki Area 47% Nordea

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