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Investor Presentaiton

➤➤➤[Theme 1] Enhancement of value offered to customers by making the most of our consulting function 1-1. Evolution Into a "Bank That Excels in the Resolution of Issues" TOCH GN TOCHIGI BANK We aim to evolve into a “bank that excels in the resolution of issues." We are producing results aimed at establishing a customer support system that enables the Bank to provide one-stop solutions to the problems of customers. Number of Business Succession and M&A Agreements Concluded Business successions indicate the number of consulting agreements concluded 32 22 Number of Business Matching Agreements Concluded (Agreements) 617 (Agreements) 37 498 489 Breakdown of Solution Fees (Million yen) 1,631 242 1,347 Business succession and M&A 1,207 114 268 Business matching 134 164 133 328 436 166 Securities company brokerage 2020/3 2021/3 2022/3 2020/3 2021/3 2022/3 Other 774 741 685 ⚫ Private placement bonds ⚫ Syndicated loans, etc. 2020/3 2021/3 2022/3 Began providing SDG management support services to local companies in March 2022 We are providing three SDG management support services to provide business operators who support the local economy with valuable opportunities to improve business continuity (Tochigi Bank SDGs Declaration Support Service, Tochigi Bank Loans for First-time Corporate SDG Initiatives, and Leases for SDG Initiatives by Tochigin Leasing Co., Ltd.). 19
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