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Investor Presentaiton

Key Credit Metrics Gross NPA (%) 3.36% 3.26% 3.43% 1.19% Net NPA (%) Slippages (%) 1.28% DCB BANK Slippages (excl. Gold Loan) (%) 4.63% 4.48% 3.13% 2.69% 2.55% 3.99% 1.22% Jun-23 Sep-23 Dec-23 Jun-23 Sep-23 Dec-23 Jun-23 Sep-23 Dec-23 Jun-23 Sep-23 Dec-23 PCR PCR PCR (Incl. Technical write-off) (excl. Technical write-off) (excl. Gold Loans) 77.07% 77.74% 76.42% 75.49% 65.13% 64.12% 62.82% 76.63% Standard restructured Advances (%)* 4.56% 3.97% 3.92% 77.27% 3.40% 3.43% 2.98% Jun-23 Sep-23 Dec-23 Jun-23 Sep-23 Dec-23 Jun-23 Sep-23 Dec-23 Jun-23 Sep-23 Dec-23 ■Gross Net *Calculated as a percentage of net advances 28
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