Investor Presentaiton
Credit Loss Trends (GAAP)
Provision for Credit Losses ($M)
$21,092
$8,883 $10,802
$13,736
$87,141
2016
2017
2018
2019
2020
$(41,037)
1H2021
$10,055
$5,530
Net Charge-offs ($M)
$11,062
$20,876
I
$11,438
$1,241
2016
2017
2018
2019
2020
1H2021
Provision for Credit Losses as % of Average
Loans (%)
0.15%
0.16%
0.14%
0.18%
0.63%
(0.59)%
2016
2017
2018
2019
2020
1H2021
Net Charge-offs as % of Average Loans (%)
0.17%
0.09%
0.15%
0.12%
اتل
0.08%
0.02%
2016
2017
2018
2019
2020
1H2021
Atlantic
Data as of or for the twelve months ended each respective year except for the first half of 2021, which is the first 6 months ended on June 30, 2021
Note: The Company adopted of ASU 2016-13, Financial Instruments and Credit Losses (Topic 326): Measurement of Credit Losses on Financial 18
Union Bankshares Instruments on January 1, 2020.View entire presentation