Investor Presentaiton

Asset Quality ■DBJ has maintained a low level of impaired loans as its loan exposures are concentrated on high grade Japanese corporations. ■ Although the recent level of impaired loans has been increased due to the COVID-19 pandemic, DBJ is still maintaining historically low level of non-performing loans in the long term. Non-Performing Loans JPY billion 199.9 200 150 100 50 50 167.3 1.28% 1.47% 171.4 1.23% 137.3 112.5 104.4 2.0% 143.2 1.5% 102.2 1.0% 0.99% 82.4 70.8 0.90% 0.77% 60.3 57.2 0.76% 51.4 0.70% 0.64% 0.5% 0.54% 0.47% 0.46% 0.40% 0 FY2010 FY2011 FY2012 FY2013 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2020 FY2021 FY2022 Non-performing loans (LHS) - Ratio of non-performing loans (RHS) 19 0.0% DBJ

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