Investor Presentaiton
Interseguro is a key player in Peru's life insurance and retirement annuities
market
Strategic focus on life insurance
Premiums breakdown (December 2017) (1)
Interseguro + Seguros Sura
D&S P&C
Other Life
27%
6%
12%
Introduction of new products to continue growing
Annuity net premiums (S/ mm) (1)
Industry
Market
Share
25%
D&S
9%
Other Life
26%
Annuities
35%
Private Annuities
Private Annuities
4%
20%
Annuities
8%
25%
23%
24%
557
479
9
1
347
361
P&C
363
9
303
25
10
53%
137
96
74
82
81
128
5
101
103
115
102
2014
2015
2016
2017
Disability
Private Annuity
Suvivorship
Regular Retirement
Previsional Insurance
Strategic asset allocation - Interseguro + Sura
Inv. portfolio by type of investment (2)
Real Estate
(non-land)
5%
Equity & Mutual
Funds
6%
Real Estate
Strong capitalization
Inv. portfolio by currency
(2)
Net worth surplus (x)
(land)
5%
VAC(3)
22%
US$
38%
Fixed Income
79%
S/
40%
1.45x
1.46x
1.44x (4)
1.22x
2014
2015
2016
2017
Source: SBS and Company information as of December 2017.
Note: Under Peruvian SBS GAAP.
By year-end 2014, Interseguro subscribed a two-year contract of disability and survivorship insurance related to the Private Pension System for the period 2015-
2016. Premiums under this contract were totally reinsured.
(1) Included Sura's premiums of November and December
(2) Under IFRS.
(3) Indexed to inflation.
(4) Included Interseguro & Sura
Intercorp Financial Services
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